Loan sales are conducted as portfolio sales where multiple loans are offered for sale or single loan transactions. Portfolio loan sales usually group loans together in pools for bidding purposes. These pools consist of loans that share similar characteristics. The factors that determine how pools are organized include the loan type, collateral, balance size, performance status, location and more.
Loan Sales
Sell Loans
Loan sales are our core business at First Financial Network. We leverage our extensive network in the secondary market to give our clients’ portfolios maximum exposure to qualified buyers.
10,000+ High Quality Registered Loan Buyers
96% Close Rate
Domestic and International
Financial Institutions We've Worked With
Not Just Industry Leaders, But Innovators
First Financial Network was the nation’s first loan sale advisory firm. Our processes have been developed, tested and refined through decades of success and various economic cycles. We develop and execute strategies tailored to your goals with a current close rate of over 96%. We work with more top ten banks than anyone else in our industry.
Loan Sale Network™ is our secure online platform that supports the due diligence, marketing and bidding component of both large portfolio sales and individual loan trading.
Supporting Buyers & Sellers for More Than 30 Years
FFN provides comprehensive loan sale advisory services. We work with all asset types and performance levels, both domestic and international.
Strategic Portfolio Analysis
Loan Valuation
Underwriting Services
Legal Sale Documents
Market Insights & Feedback
Manage Bid Process
Imaging & Indexing — Document Organization
Portfolio Marketing
Loan Sale Closing Management
How the Loan Sale Network™ Platform Works
FFN manages and customizes the loan process to suit your unique needs.
Request Access to Current Loan Sales
Customize buyer qualifications according to your unique loan sale needs.
24/7 Access to Loan Due Diligence Information and Data
We process data and loan documents to provide the most up-to-date sale information.
Sale Support From Our Loan Sale Team
Our team is here to help you navigate the process strategically and successfully.
Easily Place a Bid
Loan buyers securely place bids online in an easy to follow process. After the bid deadline, we identify the high bid scenario with our Bid Optimization Model™ that provides the best sale outcome.
Our Approach
First Financial Network is committed to excellence and developing strategies for success.
We evaluate current market trends and loan characteristics to plan how to sell your loans with the most benefit to you and your bottom line. Whether through a complex single loan sale or a large portfolio sale, we create a sale strategy that fits your unique needs. We pioneer solutions that minimize risk, maximize value and help our clients proactively manage their loan portfolios.
The First Financial Network Difference
Accurate Pricing Projections
Highest Transaction Volume
The First Loan Sale Advisor
Maximum Returns
Client Relationships Spanning Decades
Legal Closing Services
Highest Close Rate
Proprietary Loan Sale Platform
What Sets Us Apart
Highest Return
With a marketing approach that can be tailored to the needs of each unique sale, we provide exceptional market penetration to maximize returns.
Due Diligence & Sales Support
First Financial Network has a solid reputation for implementing structure and organization for all sizes of loan sales.
Accurate & Trusted Valuation
Our team is here to support our clients with an upfront, accurate valuation of your portfolios. Whether it's complex one-off trades, recurrent pipeline sales or large portfolio offerings—we've seen it all.
Loan Sale Advisors and Valuation Experts
The First Financial Network team streamlines every loan sale transaction through our Loan Sale Network platform. Our FirstValue™ tool provides current and accurate market-based projections for all loan types, and our experts provide the support you need to make the most strategic decisions.
Ready to Sell Loans?
Our Loan Valuation Tool lets you start the loan sales process immediately; just answer a few questions for our team.
Quarterly Loan Sales Event™
Since its inception in 2013, the Quarterly Loan Sales Event™ has sold millions of loans of all types. On the most trusted platform in the industry, FFN aggregates multiple loan sellers to attract more market attention and close deals quarter after quarter.
Representative Loan Sales
First Financial Network has served as a trusted advisor and tier-one vendor to various banks, financial institutions and governmental agencies.
Visit our transactions page for a representative sampling of our loan sales.
Frequently Asked Questions
First Financial Network sells loans of all types and all performance levels. Including but not limited to, commercial real estate, residential, C&I, agricultural and consumer loans.
No. First Financial Network is heavily experienced in selling both performing as well as non-performing loans.
Yes, FFN has experience in selling loans in over 30 countries. To lean more, please visit our international loan sale page.
Fees are based on the purchase price not the portfolio balance.
Most sellers do have established reserve pricing that is not made available to loan buyers. FFN works closely with its loan sellers to ensure that the reserve pricing is market-based.